When your client needs funding and
the bank can’t deliver.
A practical guide for accountants on using property-backed lending to solve time-critical client situations
- Short-term funding from $100K to $20M
- Secured by residential, commercial, rural or vacant land
- Designed for speed, certainty, and execution
Protecting Client Relationships
You're not just solving finance problems, you're protecting client relationships.
When funding falls through, the impact goes beyond the transaction. Deadlines are missed, pressure builds and your client looks to you for a solution.
In many cases, the issue isn’t viability, it’s that traditional lenders can’t operate within the required time frame or structure.
Property-Secured Business Loans
Why Our Property-Secured Business Loans Work For Your Clients?
More accountants are using short-term, property-backed lending as a practical tool when timing and flexibility matter most.
Speed is Critical
When your client can't wait weeks for a bank approval, we can provide decisions fast.
Outside Bank Policy
The scenario falls outside standard bank credit policy. We assess loans on real-world merit: security, viability, and exit strategy.
Bridging a Funding Gap
We provide the temporary capital needed while longer-term solutions are arranged.
This isn’t a replacement for traditional finance. It’s a complementary solution when timing and flexibility matter most.
Inside the Guide
Five Common Client Scenarios
- ATO Debt Pressure: Resolve urgent tax liabilities before escalation
- Urgent Settlement Deadlines: Secure funding when timing is critical
- Cash Flow Gaps: Bridge short-term liquidity constraints
- Bank Declines (Despite Equity): Access capital outside standard credit policy
- Refinance Under Pressure: Stabilise situations when time runs out
Your client has "a scenario"?
If you’re currently dealing with a time-sensitive situation, we’re happy to provide a quick view on whether a property-backed solution may be appropriate.
Our Commitments
A straightforward approach to short-term funding
We work with accountants to provide funding solutions that are practical, transparent, and built around your client’s real-world needs.
Short-Term Focused
Structured for short-term needs: from 1 to 24 months.
Real-World Assessment
We assess loans with a focus on real-world outcomes.
Property-Secured
Loans are secured against residential property.
Reliable Fallback
Our role is simple: to provide a reliable funding option when conventional pathways fall short for your client.
Why Partner With Rhodes Finance?
Faster approvals and reliable funding mean happier clients.
Our process focuses on assisting accountants and businesses as swiftly as possible. Our depth of experience across financial services, lending, venture capital and funds management enables us to move beyond textbook credit analysis and focus on getting loans approved, efficiently and intelligently.
Client-First Outcomes
We focus on getting the right result for your client, not just writing a loan.
Fast
Our process has been developed and honed to assist accountants and businesses as swiftly as possible.
Experienced
Our depth of experience across financial services, lending, venture capital and funds management enables us to move beyond textbook credit analysis and focus on getting loans approved, efficiently and intelligently.
Problem-Solving Mindset
Tell us your complex scenario and we'll customise a solution that works for everyone.
Got Questions?
Frequently Asked Questions
Can’t find what you’re looking for? Reach out directly and we’ll walk you through how we could help your client.
What types of loans are available?
We offer short term loans for business, commercial purposes secured by first or second mortgage. Loan amounts start from $100,000 up to $20 million.
How long does it take to get approved for a loan?
Do you offer consumer loans?
What are the eligibility requirements for a loan?
How do I apply for a loan?
What are the interest rates and fees associated with loans?
The interest rate we charge will depend on a number of factors, including whether there is a 1st or 2nd mortgage available, LVR, perceived risk, and prevailing market conditions. There will be some fees involved, including potentially an establishment fee, legal costs, and property valuation fee. These will depend on the type of facility required. Please fill in the contact form or email enquiries@rhodesfs.com.au for more details.
REach Out
Have a client?
If you’re currently dealing with a time-sensitive situation, we’re happy to provide a quick view on whether a property-backed solution may be appropriate.
Phone
1300 425 594
enquiries@rhodesfs.com.au
Address
'The Hub' Suite 1, 2 Loraine Street, Capalaba QLD 4157
*Rhodes Finance aims to provide indicative quotes within 3 business hours wherever possible. However, turnaround times may vary due to the complexity of individual scenarios, the information available, and assessment requirements. Delays may occur in some cases.